Skip to content
English
Contact us
  • There are no suggestions because the search field is empty.

MSI Flood Program

MSI’s flood insurance solution offers far higher limits and broader coverage than the National Flood Insurance Program (NFIP), providing up to $2 million of building coverage and $500,000 for contents, backed by highly-rated insurers. MSI also offers an industry-first $10,000 coverall endorsement that can be used for any interim needs until repairs are made. And MSI’s coverage takes effect within a week, compared to the NFIP’s 30-day waiting period.

Download and save MSI's Flood Quick Reference Guide here.

About MSI's Flood Product

 

Availability

  • All states excluding Louisiana, Alaska, Kentucky, and Hawaii

Coverage

  • Building: Up to $2 million (vs. $250,000 for NFIP)
  • Contents: Up to $1.3 million (vs. $100,000 for NFIP)
  • Deductibles: $1,000 to $10,000
  • Waiting period: 5-7 days (vs. 30 days for NFIP) 

Program Highlights

  • No elevation certificates or appraisals required 
  • High resolution data within our technology makes quoting and binding easier
  • Competitive rates – on average 10% more cost effective than NFIP 
  • Industry-leading customer service  

Eligibility

  • Exclusions for barrier islands, manufactured homes, two or more previous flood losses, and more