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MSI Investor Product

MSI offers a hybrid personal-commercial insurance policy tailored for single-family home investors, combining homeowners and commercial general liability coverage. Designed for investors managing 1 to 1,000 residential properties, the policy provides up to $1 million in property and liability coverage per occurrence across 49 states and D.C., backed by highly rated insurers. Utilizing an advanced online portal, MSI streamlines the quoting process with instant qualification decisions, rapid quote generation, and quick turnaround times from experienced underwriters, enabling agents to efficiently manage insurance cash flow and secure customized coverage for their clients.

Download and save MSI's Investor Quick Reference Guide here.

About MSI's Flood Product

Availability

  • Nationwide except New York

Coverage

  • Property: Up to $1 million
  • Liability: Up to $1 million per occurrence, $2 million annual aggregate
  • Several deductible options up to $500,000 for All Other Perils and up to 10% for Wind or Hail
  • Ability to cover properties in the name of an LLC or trust

Program Highlights

  • Simplified, fast underwriting
  • All locations owned can be insured on a single policy*
  • Pay for what you use, no minimum premium
  • Easy autopay options - ACH, credit card, and escrow

*Subject to underwriting eligibility

Eligibility

  • Non-owner occupied single-family houses, townhomes, and condos (up to four units)

  • Rental, vacant, and limited renovation properties